Frequently Asked Questions

 An MCA is a purchase of your future business revenue, not a traditional loan. Instead of fixed monthly payments and heavy collateral, you receive an upfront lump sum and repay it through a flexible percentage of your daily sales. 

 Because our application requires minimal paperwork, we can often approve you within 24 hours. Once approved, funds can be deposited directly into your business bank account the same day or the next business day. 

 We focus on your business revenue rather than just personal credit scores. Generally, you need at least 6 months in business, a minimum of $10,000 in gross monthly revenue, and an active business checking account. 

 We automatically deduct a small, fixed percentage from your daily credit card sales or bank deposits until the advance is paid off. This means you pay more on busy days and less on slower days, protecting your cash flow.